Terms & Conditions and Privacy Policy

Effective Date: [Insert Date]

Last Updated: [Insert Date]

These Terms & Conditions and Privacy Policy (“Agreement”, “Terms”, “Policy”) constitute a legally binding agreement between you (“User”, “you”, “your”) and Finsureserv Academy Pvt. Ltd. (“Finsureserv Academy”, “we”, “us”, “our”), a company incorporated under the laws of India, governing your access to and use of our educational Services, including but not limited to online courses, offline courses, platforms, mobile applications, workshops, content, and associated features (collectively, “Services”).

By accessing, registering for, using, or subscribing to any Service, you agree to be bound by this Agreement. If you do not agree, you must not access or use our Services.

1. Interpretation and Acceptance

1.1 Agreement to Terms:

Your access to and use of the Services is subject to this Agreement. By using our Services, you confirm that you understand, accept, and agree to be legally bound by all terms here.

1.2 Updates to Terms:

We may modify these Terms and Privacy practices at any time. Updated versions will be published on our platform with a revised “Last Updated” date, and your continued use of the Services signifies acceptance of such changes.

2. Eligibility & Registration

2.1 Eligibility:

To use the Services, you must be at least 18 years old or the applicable age of legal majority in your jurisdiction. By accepting these Terms, you represent that you meet this eligibility requirement.

2.2 Account Registration:

To access certain features, you may be required to create an account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for safeguarding your login credentials.

3. Use of Services

3.1 Educational Purpose Only:

Finsureserv Academy provides educational material, training, and guidance in areas including skill development, personality development, technical & chart analysis, stock market analysis, AI, and IT. All content is for educational and informational purposes only.

3.2 No Financial Advice:

Our courses do not promote any specific stocks nor influence, recommend, or advise users to buy, sell, or trade financial instruments. We do not function as financial advisors or investment advisors, and no content should be construed as financial, investment, legal, or other professional advice.

3.3 User Conduct:

You agree not to use the Services for unlawful activities, to infringe on rights of third parties, or to upload harmful or misleading content.

4. Intellectual Property Rights

4.1 Ownership:

All content, course material, videos, graphics, trademarks, logos, and related intellectual property are the exclusive property of Finsureserv Academy or licensed to us. You are granted a limited, non exclusive, non transferable license to use the content for personal educational purposes.

4.2 Restrictions:

You may not copy, modify, distribute, republish, or sell any content without our prior written consent.

5. Third Party Services and Referrals

5.1 We may provide links to or recommend third party services (including platforms, tools, analytics, payment gateways). Such services are not controlled or endorsed by Finsureserv Academy.

5.2 We are not responsible for the performance, outcomes, accuracy, availability, or quality of third party services, nor for any decisions you make based on referrals.

5.3 Engagement with third party services is at your own risk.

6. Limitations of Liability

To the maximum extent permitted by applicable law, Finsureserv Academy, its affiliates, officers, employees, partners, and content providers will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of Services, even if we have been advised of the possibility of such damages. This includes loss of data, revenue, profit, business interruption, or other damages.

7. Indemnification

You agree to indemnify and hold harmless Finsureserv Academy and its representatives from any claims, damages, liabilities, costs, or expenses (including legal fees) arising out of:

  • your use of Services,
  • your violation of these Terms,
  • your reliance on educational content,
  • any third party interactions initiated by you.

8. Governing Law & Dispute Resolution

The Agreement and any disputes shall be governed by the laws of India. Any legal action or proceeding arising under this Agreement will be subject to the exclusive jurisdiction of courts in [City/State], India.

9. Privacy Policy - Overview

We respect your privacy and are committed to protecting the personal data you share with us. This section outlines how we collect, use, store, disclose, protect, and retain your personal information.

10. Information We Collect

10.1 Personal Data You Provide:

We may collect:

  • your name, email, phone number, address,
  • account credentials,
  • educational background,
  • payment information via secure third party gateways,
  • communication history.
10.2 Automatic / Technical Data:

We may collect technical data such as IP address, device type, browser type, cookies, usage and interaction data from your use of the Services.

11. How We Use Your Information

We use personal data to:

  • provide, maintain, and improve our Services,
  • register and manage your account,
  • communicate updates, course delivery, notifications,
  • comply with legal obligations,
  • personalize your experience, analytics, and performance insights.

We do not sell or rent your personal information to unaffiliated third parties.

12. Legal Bases for Data Processing

Where applicable, we process personal data based on:

  • your consent,
  • performance of a contract,
  • legal obligations,
  • legitimate interests to operate and improve the Services.

13. Sharing and Disclosure

13.1 We may share data with:
  • service providers (e.g., hosting, analytics, payment processors),
  • legal authorities if required by law,
  • affiliates for operational purposes.
13.2 Third Party Links:

Our Services may contain third party links with separate privacy policies. We are not responsible for their practices.

14. Cookies and Tracking

We use cookies and similar technologies to:

  • improve website functionality,
  • track sessions and analytics,
  • personalize content.

You may disable cookies via browser settings, but some features may be affected.

15. Data Retention and Security

15.1 Retention:

We retain personal data only as long as necessary for the purposes described or as legally required.

15.2 Security:

We implement appropriate technical measures to protect personal information. However, no system is entirely secure, and we cannot guarantee absolute protection.

16. Children’s Privacy

Our Services are intended for users aged 18 and above. We do not knowingly collect personal information from minors under 18. If we discover that we’ve collected such data without consent, we will take steps to delete it.

17. Your Rights and Choices

You may have the right to:

  • access, correct, update, or delete your data,
  • restrict or object to processing,
  • withdraw consent at any time (where applicable).

To exercise these rights, contact us at the details below.

18. Contact Information

If you have questions or requests regarding this Agreement, including privacy, data rights, or dispute resolution, you may contact:

Finsureserv Academy Pvt. Ltd.

📧 Email: [Insert email]
📞 Phone: [Insert phone]
📍 Address: [Insert address]

Acknowledgement:

By using our Services, you acknowledge that you have read, understood, and agree to this Agreement, including both the Terms & Conditions and Privacy Policy sections.